Individual Tax Calendar

Individual Tax Calendar for the 2025 Canadian Tax Year and 2026 calendar year.

πŸ“…πŸ“… 2026 Canadian Tax Calendar Track key personal tax deadlines, instalments, and limits to stay compliant, avoid penalties, and optimize savings.[canada]​

Key Filing Deadlines

  • πŸ“‚ February 23, 2026: Online filing opens for 2025 returns.[canada]​
  • πŸ’° March 2, 2026: RRSP/PRPP/SPP contribution deadline for 2025 deduction.[canada]​
  • πŸ“‹ April 30, 2026: File/pay 2025 taxes (most individuals).
  • πŸ‘¨β€πŸ’Ό June 15, 2026: File 2025 taxes if self-employed (pay by April 30).canada+2

Instalment Payments

  • πŸ’³ March 16, 2026; June 15; September 15; December 15.

Contribution Limits

πŸ“ˆ RRSP deadline: March 2, 2026 (for 2025 tax year).

Important notice

⚠️ Important Disclaimer

This calendar serves as a general guide and not professional tax advice. Deadlines and limits vary for Quebec residents, self-employed, trusts, and special casesβ€”consult CRA, Revenu QuΓ©bec, or a tax expert for your situation. Deadlines falling on weekends or CRA holidays extend to the next business day.[canada]​

Year-round key limits (2026 tax year)

πŸ’° 2026 Contribution Limits

πŸͺ™ TFSA
Annual: 7,000 CAD (plus unused room & prior withdrawals). Cumulative (since 2009): up to 109,000 CAD

🏠 FHSA
Annual: 8,000 CAD. Lifetime: 40,000 CAD.

πŸ“ˆ RRSP (2025 tax year)
Up to 33,810 CAD (18% of 2024 earned income, max).reddit+1

πŸ‘΄ OAS Clawback
Threshold (2026): Indexed annually (~93,454 CAD prior)

  • Contributions to TFSA/FHSA can occur anytime, based on available room.

2026 individual instalment due dates

Required if net tax owing exceeds 3,000 CAD for the current or prior two years. Quarterly payments due:[canada]​

2026 instalment periodDue date (2026)
First quarterMarch 16
Second quarterJune 15
Third quarterSeptember 15
Fourth quarterDecember 15

[canada]​

Month-by-month 2026 calendar

January 2026

  • January 1
    • πŸͺ™ TFSA 7,000 CAD new room opens Jan 1 + carryforwards & prior withdrawals.
    • 🏠 FHSA 8,000 CAD annual room available.

February 2026

πŸ“… February 2026 Deadlines

πŸ“‚ Feb 23
NETFILE opens for 2025 returns.[canada]​

πŸ“„ Feb 28
T4/RL-1, T4A/RL-1, T5/RL-3, T5008/RL-18 slips & summaries due.[canada]​

    March 2026

    πŸ“… March 2026 Deadlines

    πŸ’° Mar 2
    RRSP deadline for 2025 tax year deductions.[canada]​

    πŸ’³ Mar 16
    Q1 instalment due.[canada]​

    πŸ“Š Mar 31
    T3/RL-16 trust returns (Dec 31 YE); GST/HST annual (non-self-employed). [canada]​

      April 2026

      πŸ“… April 30 Deadlines

      πŸ’° Apr 30
      Payment deadline (all individuals); filing deadline (non-self-employed).[canada]​

      🧾 Apr 30
      GST/HST payment for self-employed annual filers.[canada]​

      June 2026

      πŸ“… June 2026 Deadlines

      πŸ“‹ Jun 15
      Filing deadline for self-employed 2025 returns (payment was Apr 30).

      πŸ’³ Jun 15
      Q2 instalment due.

      🏒 Jun 30
      Corporate T2 returns (Dec 31 YE).

      September 2026

      πŸ“… September 15
      πŸ’³ Q3 instalment due.[canada]​

      December 2026

      πŸ“… December 2026 Deadlines

      πŸ’³ Dec 15
      Q4 instalment due.[canada]​

      ❀️ Dec 31
      Charitable donations for 2026 claims; other year-end planning.[canada]​

      At-a-glance: key 2025 tax return dates (2026 filing)

      ItemDate (2026)
      RRSP contribution (2025)March 2
      NETFILE opensFebruary 23
      Instalments Q1–Q4Mar16/Jun15/Sep15/Dec15
      T-slips dueFeb 28
      Payment due (all)April 30
      Filing due (most)April 30
      Filing due (self-employed)June 15

      πŸ‘¨β€πŸ’Ό About Expert Fiscaliste

      πŸ“ž Call 514-954-9031
      Expert Fiscaliste provides Canadian and international income tax preparation and consulting services to individuals, businesses, and trusts.

      πŸš€ Ready? Call 514-954-9031 or visit our Contact Tax Experts page.expert-fiscaliste+1

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